• A Competitive Edge
• Increased Sales
• More Profit on Each Sale
• The Full Value of Each Sale
• Turn-Key Payment Processing
• More Control Over the Credit Approval Process
• New Growth in their Customer Base
• On-Line Access to Customer Accounts
• Multiple Funding Sources
• 30 Years of Consumer Finance Experience

Consumer Receivables Finance Program is unique in the industry.

Encompass Consulting, offers qualified retailers, direct sales organizations, and rediscount finance companies a unique receivables financing program customized to fit their business. Our Receivable Line-of-Credit is particularly applicable to clients of house wares, electronics, automotive accessories, furniture, and similar types of consumer products, as well as select small ticket leasing companies, and companies seeking re-discount financing lines.

The program is different from other programs offered by consumer finance companies because;

• You receive the full value on your accounts.
  Clients retain ownership of their accounts. Encompass does not purchase or discount accounts like other finance companies. Our clients involvement in the credit process enables them collect the full value of each account, including interest, (less your borrowing costs) creating the maximum profit on each new customer.
• You get turn-key billing and bookkeeping support.
  We don’t just provide funding; we also bill customers or provide coupon books, we process payments, including ACH (electronic debit) and Military Allotments. We can even send out dunning notices. Your client gets real time instant access to customer’s accounts and detailed management reports; all via our web site.
• You make the credit decision.
  Your client is an integral part of the credit approval process because Encompass knows he’s in the best position to strengthen customer relationships and minimize delinquency.
• Your customer stays his customer.
  Because Encompass doesn’t make direct loans to consumers, clients don’t have to worry about losing their customer to the finance company.
• Your payments and advance requests are processed quickly.
  Payments on customer’s accounts are applied simultaneously to the line balance and to the customer’s account; reducing clients interest costs and creating new availability. Advances are typically processed within one day, and the funds are credited directly to the client’s bank account; all the client does is write a check.

You have the support of a full service banking and lending institutions with decades of experience.
With more than 20 years, Encompass, has been offering financing programs to companies like yours.